Detroit Chapter 13 Bankruptcy Lawyer
Are you considering bankruptcy?
At The Cartwright Law Firm, our team of attorneys is focused on helping people who are buried under debt and having trouble paying their bills. We understand that bad things happen to good people through no fault of their own, and during this very difficult time are committed to treating our clients with compassion and understanding. To find out how we may be able to help you with your bankruptcy concerns, please contact a Detroit bankruptcy attorney at your earliest opportunity.
Not everyone is aware that bankruptcy is made available by Title 11 of the U.S. Code, which is a federal law to help people get a fresh financial start. The law provides that after an individual files for bankruptcy, the court puts safeguards in place so that he or she can get reestablished financially. Of the ways described in Title 11 to obtain debt relief, filing a Chapter 7 or a Chapter 13 bankruptcy are the most common; both contain provisions and exemptions. Our team of attorneys is very well versed in bankruptcy laws and has been
proudly serving clients in
Detroit,
Southfield and
Pontiac since 1999. We have helped hundreds of people in our communities lighten their debt load and take charge of their finances, and we stand ready to evaluate your case during your free initial consultation.
Filing a Chapter 13 Bankruptcy
Chapter 13 is best used for people who can afford to pay back all or part of their debts. The court approves a plan that establishes how creditors will be repaid in 3-5 years. If the plan is not followed, the court has the right to liquidate assets, unless they are exempted under law. Some of the exemptions per statute include:
- Homestead exemptions
- Wage exemptions
- Other exemptions (up to $3,175 for auto and smaller exemptions for other items)
Our team of lawyers has the experience you need to regain control over your finances and your life. We truly care about you and look forward to seeing you walk out of our offices with a fresh start...a new beginning.
For reasonable and quality representation, contact a Detroit Chapter 13 bankruptcy lawyer
at The Cartwright Law Firm today.