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Discharging Debt in Bankruptcy

Detroit Bankruptcy Attorney

Discharging debt simply means to get rid of your debt so that you no longer have an obligation to pay your creditors. A person can be discharged of their debt during or after the bankruptcy process is complete. The amount of time that your debts take to discharge depends on the type of bankruptcy for which you are filing. It may only take a few months for those who file for Chapter 7 bankruptcy, yet those who file for Chapter 13 bankruptcy may not get rid of all their debt for three to five years. Under Chapter 13, debts are not discharged until the full payment plan is completed.

If you want more information about how you can be freed from your debt, then you should speak to a Detroit bankruptcy attorney at the Cartwright Law Firm, PLLC Our legal team is passionate about guiding our clients through their financial crisis. We can help you figure out the best option for your situation, so you can be well on your way to financial freedom.

Will bankruptcy discharge all my debts?

According to the U.S. Bankruptcy Code, there are some debts that cannot be discharged. Again, the debts that can be discharged depend on what bankruptcy chapter you have filed. Chapter 7 bankruptcy does not allow you to get rid of the following debt:

  • Taxes
  • Debts for government fines
  • Alimony or child support
  • Personal injury lawsuits
  • Debts incurred through fraudulent means
  • Student loans

In addition to these, Chapter 13 bankruptcy adds more types of non-dischargeable debt. These include:

  • Debts that were acquired after bankruptcy
  • Interest on other types of non-dischargeable debt

To discuss which of your debts can be settled through bankruptcy, talk to our Detroit bankruptcy lawyers. We can help you minimize your losses by discharging the maximum amount of debt. It is important to note that any discharges may be withdrawn if you are accused of fraud or any other inappropriate practices. These are outlined in the U.S. Bankruptcy Code Section 727 (a)(6).

Assistance from Our Legal Team

If you are in the midst of a financial crisis, don't risk your future. Call one of our attorneys to guide you through the bankruptcy process. Just one mistake can alter the course of your future, so make sure that you get our legal team to review your files.

We understand that you are facing financial difficulty, which is why we offer a free case evaluation for those who are interested in hiring our team. Our firm also provides excellent legal services at a reasonable cost, so call our firm for more information. The Cartwright Law Firm, PLLC proudly serves individuals throughout Detroit, Southfield, and Pontiac.

Chapter 7
Chapter 13
Bankruptcy Exemptions
Bankruptcy FAQ
Bankruptcy Myths
Benefits of Bankruptcy
Creditor Harassment
Credit Repair
Discharging Debt
Debt Relief
Do I Qualify for Bankruptcy?
The Bankruptcy Process
Life After Bankruptcy
Loan Modification
Means Test
Mistakes To Avoid
Free Consultation: 248-973-7834
Cartwright Law Firm, PLLC - Detroit Bankruptcy Lawyer
Located at 24750 Lahser Road Southfield, MI 48033. View Map
Phone: (248) 973-7834