Cartwright Law Firm, PLLC
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Detroit Foreclosure Attorney

Are you facing foreclosure?

Your home is one of your biggest and most important assets. When financial problems prevent you from paying your mortgage, you run the risk of losing your house through foreclosure. Initially, you will receive written notices from your lending regarding delinquent payments. At some point, your lender will take more aggressive action and file a Notice of Default. After the notice has been filed, you will still have time to get current with your payments.

If you still cannot resolve the situation, your home will be sold, and any proceeds will be used to pay off your loan. If you are in danger of foreclosure, or your lender has already begun taking steps to reclaim your home, contact a Detroit bankruptcy lawyer for legal advice. There are various defense strategies that can be used to avoid foreclosure, including:

  • Deed in lieu
  • Loan modification
  • Short sale
  • Strategic default
  • Filing for bankruptcy

The Cartwright Law Firm is a bankruptcy law office with an excellent reputation and track record helping individuals and families in financial trouble. We will review your mortgage agreement to make sure you were not the victim of predatory lending practices, and can help you avoid scams that will worsen your financial situation.

What To Do If You Are Facing Foreclosure

If you have received a notice of foreclosure, you have several options.

  • You can contact your lender to explain your financial situation. In some cases, your lender may be able to work with you to refinance or modify your loan.
  • You can also file for Chapter 7 or Chapter 13 bankruptcy, which will cease all foreclosure activities while you figure out what to do with your debt. If you are considering filing for bankruptcy, you should always work with a bankruptcy attorney to help you determine the right chapter to file and how to approach your debt.
  • You can choose to sell your home if you do not want to lose it in foerclosure. Depending on the equity you have in your home, this may be a viable option.

Whatever you do, do not ignore the notice and do not vacate your home, as this can accelerate the eviction process. There are ways to protect your home, so be informed about your options by seeking help.

Assistance with Your Legal Needs

For more than a decade our firm has helped clients in Detroit, Southfield and Pontiac eliminate their debts and avoid foreclosure. We can discuss all of your legal options, including bankruptcy. Once you file a bankruptcy petition, harassing phone calls from creditors will immediately stop, and any legal actions will be terminated. We treat our clients with the compassion and understanding they need when faced with the pressures of mounting financial difficulties. For additional information about foreclosure in Michigan, we encourage you to read our Foreclosure FAQ page.

Chapter 7
Chapter 13
Bankruptcy Exemptions
Bankruptcy FAQ
Bankruptcy Myths
Benefits of Bankruptcy
Creditor Harassment
Credit Repair
Discharging Debt
Debt Relief
Do I Qualify for Bankruptcy?
The Bankruptcy Process
Foreclosure FAQ
Life After Bankruptcy
Loan Modification
Means Test
Mistakes To Avoid
Free Consultation: 248-973-7834
Cartwright Law Firm, PLLC - Detroit Bankruptcy Lawyer
Located at 24750 Lahser Road Southfield, MI 48033. View Map
Phone: (248) 973-7834